Senior Portfolio Manager, Commercial Banking (Hybrid - Irvine, CA)

Salary Range:

(Depending on knowledge, skills, abilities and location. Certain level jobs may be eligible for bonus, commission, and/or equity awards.)

Posting Date:

This job will be open and accepting applications for a minimum of three days from the date it was posted.

Benefits* worth writing home about:

• Medical, dental, and vision coverage for employees and their families
• Life, disability and family Leave
• 401(k) and Roth 401(k) with employer match
• Wellness program, employee assistance program, "Commute Trip Reduction" (CTR) and various employee discounts
• Generous vacation, sick leave, 11 paid holidays, and 16 hours of paid leave every year for community service work
• Free employee checking account and employee home loan discounts

*For eligible employees averaging 20 or more hours per week.

EO/AA Employer including Vets and Disabled.

Qualified applicants with arrest and conviction records will be considered in accordance with legal requirements.

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Job Description Summary:

Job Details:

PRIMARY FUNCTIONS:

• Work with the Relationship Manager to develop a relationship plan and credit management strategy for clients.
• Provide ongoing maintenance and management of the assigned portfolio.
• Develop and analyze all types of credit information pertaining to transactions; prepare credit proposals and provide overall support to Relationship Manager in managing commercial portfolio.
• Coordinate annual reviews, renewals, extensions and credit actions for assigned credits.
• Update files with current financial and rent roll information, collateral monitoring, covenant monitoring, tracking delinquencies, industry trends, and watch for developing issues.
• Assure adherence to credit policies, guidelines and consistently operates in compliance with banking laws and regulations, established Bank policies and procedures, audit and security policies. Complies with all aspects of the Bank Secrecy Act, Anti-Money Laundering Rules, OFAC and FinCen Requirements, and the USA Patriot Act.
• Perform site visits as needed.
• Maintenance and servicing of accounts to include managing credit quality, past due ticklers, covenant testing, etc.
• Cross sell services as appropriate from assigned book of business.
• Actively participates with CommercialBanking support staff to ensure that all documentation is in place, applicable terms and conditions are adhered to and required financial exhibit due dates are monitored, with exhibits received from customers in a timely manner.
• Communicates regularly with Cash Management, Commercial Deposit Services, and/or Retail Branch partners to ensure client deposit accounts are handled in an accurate and timely manner, and any issues are promptly resolved.
• Provides exemplary/professional customer service to, and maintains constructive and positive working relationships with, referral sources, loan applicants, borrowers, depositors, and their representatives.
• Assures customer information and data is kept confidential.
• Coach and mentor other portfolio managers
• Performs other duties as assigned by Management.

QUALIFICATIONS:

• Bachelor's Degree in Business, Finance or related field of study or equivalent combination of education and experience.
• Minimum 7 years of commercial/business bankng experience or a combination of relevant experience.
• Thorough understanding of basic principles of accounting and financial analysis.
• Strong organizational, interpersonal, communication (both written and oral), research and computer skills, attention to detail, and ability to creatively analyze various situations and data.
• Skill and experience in structuring highly complex and large Commercial/Industrial loans and owner occupied real estate loans for small to medium sized businesses. Experience with SBA lending a plus.

Mental and Physical Considerations:

• Able to operate a Personal Computer and view information on a monitor.
• Must be able to sit for many hours each day.
• Must be able to communicate via telephone and possess dexterity to include filing document, reaching and bending.
• May be required to stand for extended periods of time.
• Ability to lift or carry up to 10 pounds.
• Ability to speak and understand English and express ideas and have difficult conversation in person and over the telephone.
• Ability to listen and comprehend speech.
• Ability to problem solve, make decisions, interpret data and information, read, write and organize information in an orderly manner.
• Willing and able to travel occasionally as needed.

Work Environment:

• Normal business office environment.
• Ability to work in artificial light for extended periods of time.

This Position Description may not be limited to the Functions and Qualifications as outlined, now or in the future. For example, changes in corporate needs, position demands, or individual performance may result in changes to the Functions or Qualifications of this position.

Area: