Wealth and Fiduciary Advisor

As a leading regional bank, SouthState has been providing financial solutions to individuals, families, and businesses in the Southeast for more than 100 years. SouthState team members strive to create remarkable experiences while building meaningful and lasting relationships. We are proud to be a reflection of the communities we serve, and our team members share core values that make SouthState a great place to bank, and a great place to work.

The Wealth Advisor is responsible for managing a book of fiduciary/investment management relationships while maintaining knowledge of fiduciary law and regulatory requirements. They serve as primary point of contact to clients and promote retention and growth of existing relationships and the development of new business.

ESSENTIAL FUNCTIONS

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Administrative/Operations

• Performs administrative functions in coordination with the Wealth Associate that include:
  • account openings
  • account additions
  • financial transactions
  • questions and complaints
  • asset/cash monitoring
  • account closing
  • fee processing
  • compliance oversight of account
  • discretionary distributions
  • regulatory reporting
• Prepares account information with assistance of Wealth Associate for the AIRC Committee.
• Understands and follows the fiduciary terms of the agreement(s).
• Obtains and maintains current fiduciary information and other critical information necessary to successfully manage relationships.
• Coordinates management of non-financial assets such as real estate.

Client Service/Fulfillment

• Understands the financial, retirement, and estate planning goals of client.
• Works with Portfolio Manager to establish and/or review investment objectives with clients.
• Identifies problems and resolves them effectively and in a timely manner. Ensures problem resolution follow-up is performed, especially with the client, if necessary.
• Initiates client contact to provide proactive, value-added client service.
• Provides expert advice/solutions for fiduciary problems and inquiries.

Sales

• Works with WMG/TAM team on the sale of new business and additions to existing relationships.
• Achieves standard pricing for new and existing relationships.
• Conducts sales presentations and client meetings as appropriate.

Estate Settlement Duties

• Handles the administrative details of settling probate estates to ensure accurate and timely distribution of assets to beneficiaries.
• Ensures timely completion of court filings, creditor's payments, asset liquidations, and distributions.
• Coordinates with attorneys or accountants of record to ensure timely and accurate preparation of post-mortem tax plans and determination of payment of personal, estate, and generation-skipping transfer tax liabilities.
• Proactively controls and minimizes potential risks through knowledge and implementation.

Qualifications and Education Requirements

• Education: Bachelor's Degree and/or equivalent work experience (8-10 years of trust and fiduciary related work). Preferred MBA, JD, CTFA, CFP or CPA
• Experience: Minimum of five years personal trust experience
• Knowledge: PC proficiency, demonstrated strong communication skills, both oral and written, strong math aptitude. Thorough knowledge of the interpretation and practical application of document provisions, probate law, taxes, investments, and the legal framework of trust administration.

TRAINING REQUIREMENTS/CLASSES

Participates in Estate Planning/Fiduciary training courses/seminars.

RECOMMENDED ADDITIONAL TRAINING

New Employee Orientation

PHYSICAL DEMANDS/WORK ENVIRONMENT

Must be able to stand and/or sit for long periods of time. Must be able to effectively access and interpret information on computer screens, documents, and reports.

TRAVEL

This position requires minimal travel.