Commercial Credit Underwriter

We are a values driven organization putting Relationships FIRST. EagleBank is focused on being Flexible, Involved, Responsive, Strong, and Trusted. By prioritizing meaningful connections with our customers, employees, and shareholders, we relentlessly deliver the most compelling, valuable service to our community. EagleBank (NASDAQ - EGBN) was founded to meet the financial needs of local business owners in Maryland, Washington DC, and Northern Virginia. With genuine connections, we provide custom financial solutions, local decision-making, and a deeply-rooted dedication to the community.

EagleBank is committed to being a workplace of inclusion, equity, respect, and acceptance. We celebrate diversity and intentionally seek out opportunities to learn from one another's experience. We believe employees are essential to the building of relationships and we prioritize investing in employee growth and wellbeing. Throughout your EagleBank career, our commitment is to provide you with a variety of competitive benefits, recognition, training and development, and the knowledge that your contribution adds value to the company and our community. Employee involvement is fostered through resource groups, mentorship programs, community service, and scholarship opportunities for continued education. With features including wellness discounts, healthcare premium sharing, employer funding in your HSA account, and 100% 401(k) matching up to 4%, we pride ourselves in the ways we support our internal relationships. The minimum and maximum projected hourly pay for this position is: $28.01 to $42.91.

We understand the need to be creative and flexible when it comes to telecommuting and other alternative work arrangements. This position is eligible for our hybrid remote work and will work in the Bethesda, MD office four days per week.

Under close supervision, the Commercial Credit Underwriter analyzes new and existing commercial loans through analysis of borrower's credit history, financial performance, current market trends, collateral, and feasibility. Spreads and analyzes financial statements, real estate spreadsheets, tax returns, A/R & A/P agings and proformas/forecasts for C&I, Commercial Real Estate, and SBA loan requests. Deals will generally be smaller and less complex. The number of analyst tasks and degree of difficulty will be rated lower to moderate. Supports Lending Department by providing personal and business credit reports, property values based on third party data and industry analysis as needed.

Our Commercial and Industrial (C&I) Team proudly serves the businesses of our local community. We offer competitive, Commercial Loans and Lines of Credit, Treasury Solutions, Acquisition Financing, Equipment Leasing, Owner Occupied Commercial Real Estate, Small Business Lending, SBA, and Other Financing solutions. Our teams propose value add solutions that are creative and flexible to help small and middle market businesses' goals become a reality.

The Lending Team is divided by region, with a Market Executive leading each of our teams. The core competency of the bank's lenders runs to all types of businesses, including government contracting, non-profits, bond financing for schools and other organizations, healthcare, and professional service firms.

Requirements:

Associates Degree in Business related field and 4 years branch level management responsibility OR Bachelor's Degree in Business, Finance, Economics or related field.
• Formal Credit Training or web-based training preferred or agrees to successfully complete assigned Omega courses in first 90 days in role.
• General working knowledge of MS Office.
• Good written and verbal communication skills.
• Strong logic and math skills

Preferences:

• 1 year of commercial credit and financial statement analysis; spreading personal and business financial statements and tax returns. Performing narrative financial summaries or loan analysis. formal credit training or in-house training counts towards one year of the requirement.

Don't meet all the requirements? We encourage you to still apply if you think you are the right person to join our community. We are always interested connecting with people inspired by our mission and values. If you aren't hired for this position, your resume will remain available for the next year and might be considered for future openings. Note: You can update your resume as often as needed.