Current Expected Credit Losses Analyst

Western Alliance Bancorporation
dental insurance, tuition assistance, 401(k)
United States, Arizona, Phoenix
Dec 17, 2024
Job Title: Current Expected Credit Losses Analyst Location: CityScape What you'll do: Western Alliance Bank's Current Expected Credit Loss ("CECL") Team oversees the Bank's CECL Framework and executes the quarterly process for calculating the Bank's allowance for credit losses ("ACL") including running credit models, performing analytics, assessing the credit profile of the Bank's loan portfolio, and making recommendations to Senior Management. The CECL Team also serves as a support function to various organizations within the Bank such as Accounting, Credit, the Enterprise Modeling Team, and the Capital Stress Testing Team. The CECL Analyst will be responsible for preparing data, running credit models, performing analytics, and developing reporting. Collecting, preparing, and cleaning data for credit model execution Running CECL credit models and reviewing results for appropriateness Performing analytics to assess the credit environment, the credit quality of the Bank's loan portfolio, and the Bank's reserve levels Developing and updating management reporting and regulatory reporting Drafting procedures and documentation What you'll need: Bachelors Degree in Accounting; Business Management; Economics; Finance; Statistics Experience within credit risk, stress testing, Current Expected Credit Loss ("CECL") Methodology and/or expected credit loss modeling Knowledge of key credit and financial risk and performance indicators Ability to write with proper grammar, punctuation, and spelling, and to clearly express ideas Basic knowledge of credit underwriting and policy 5-7 years experience in banking, credit analytics, or risk management CFA, CPA, CAIA, CRM or other related designation preferred Advanced level skills with Microsoft Office Suite, intermediate to advanced Microsoft SQL skills Experience with Microsoft Office VBA, SAS, SNL, Tableau, Power BI Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. Western Alliance Bancorporation