Sr. Investment Analyst - Hybrid, Eden Prairie, MN

UnitedHealth Group is a health care and well-being company that's dedicated to improving the health outcomes of millions around the world. We are comprised of two distinct and complementary businesses, UnitedHealthcare and Optum, working to build a better health system for all. Here, your contributions matter as they will help transform health care for years to come. Make an impact with a diverse team that shares your passion for helping others. Join us to start Caring. Connecting. Growing together.

UnitedHealth Group is a leading health care and well-being company dedicated to helping people live healthier lives and making the health system work better for everyone. We operate through two distinct and complementary businesses:

• Optum: Delivers care supported by technology and data, empowering individuals, partners, and providers with the tools and guidance needed to achieve better health outcomes
• UnitedHealthcare: Offers a comprehensive range of health benefits, providing affordable coverage, simplifying the health care experience, and ensuring access to high-quality care

Sustainability is integral to UnitedHealth Group's business strategy, culture, and mission. We strive to ensure the health care system works better for everyone, delivering distinct value to our shareholders and society at large. Our businesses operate under regulatory licenses governed by state insurance laws and federal and state banking regulations, requiring defined levels of capital to support operations.

Investment management at UnitedHealth Group oversees the investment of approximately $80 billion in capital, adhering to investment policies, guidelines, and regulatory limits. Our goal is to optimize the risk/return profile of the overall portfolio by diversifying investments across high-quality asset classes.

Investment Management is a critical function within our organization, engaging with stakeholders such as the board of directors, senior management, regulators, and credit rating agencies. This role involves balancing regulatory compliance with the goals of income generation, portfolio value maximization, and risk management.

As a Senior Investment Analyst, you will play a key role in our internal trading desk, managing short-term liquidity needs across the enterprise. Your responsibilities will include trading short-term instruments like treasuries, agencies, commercial paper, asset-backed commercial paper, and reverse repurchase agreements. You will work to enhance operations, develop and manage credit models, and make informed portfolio management decisions. You will maintain relationships with brokers to improve investment opportunities. Collaboration with other treasury teams is essential due to the complexity of our structure and the volatility of cashflows. Additionally, you will be heavily involved in reporting requirements, utilizing tools such as Bloomberg PORT and PowerBI.

Primary Responsibilities:

• Be knowledgeable of all UnitedHealth Group's (UHG) investment policies and guidelines and their applicability to relevant UHG entities, portfolios, and outside advisors
• Develop and maintain a robust credit model to build an approved buy list and a process for review
• Participate in calls with brokers to learn about opportunities in the market
• Execute trades across the portfolio and monitor back-office processes
• Provide suggestions for portfolio positions and guidelines to improve performance
• Build, enhance, manage different reports inside of Bloomberg PORT and ensure data flow accuracy into downstream reporting tools
• Process overall market, economic and investment information from outside sources and apply it utilizing appropriate statistical techniques to identify and measure the potential risks to UHG's cash investments
• Create, participate in, and assist with the preparation of cash investment reports
• Provide research and decision support related to special projects as needed
• Ensure adherence to compliance requirements and provide reporting as needed
• Partner with UHG's internal audit and accounting teams to ensure appropriate governance over cash trading activities

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• Bachelor's degree in Finance, Economics, Math, Actuarial Science or significantly related field
• 4+ years of experience in investment management, trading, or related field
• Exposure to short term instruments including treasuries, agencies, commercial paper, and repurchase agreements
• Intermediate to advanced knowledge of Microsoft Office Suite (Excel, PowerPoint, and Word), with the ability to leverage these tools for reporting and analysis
• Proven solid analytical abilities, both quantitative and qualitative, to assess and manage investment risks and opportunities
• Proven excellent verbal and written communication skills, essential for effective collaboration and reporting
• Proven ability to work in a team-oriented environment, balancing the structure of monthly and quarterly reporting deadlines with the dynamic nature of financial markets and business conditions

Preferred Qualifications:

• CFA or progress towards the CFA designation
• Experience with Bloomberg and PowerBI (or related application)

Key Attributes

Highly motivated and a self-starter with cash trading and investing experience. Someone who works well in a large team and can communicate new ideas and concepts effectively.

• Financial Acumen: Understanding of economics, investments, accounting and statistical concepts and the aptitude to apply sound judgement
• Execute: Understand the goals and tasks assigned. Produce quality results by applying analytical skills to evaluate, synthesize and integrate data and information to support decision making
• Organizational Agility: Able to collaborate with other areas of the organization to accomplish goals through formal or informal channels. Able to thrive in a challenging ambiguous environment-financial markets are ever evolving. Flexibility to adapt to changing work priorities and assignments
• Communication: Ability to work cooperatively with all levels of management and convey complex topics in a clear and concise manner
• Leadership: Lead the process of growing the cash trading desk and becoming the Treasury subject matter expert ("SME") with respect to cash investment options. Ability and willingness to promote, support and execute change

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employers and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.