Sr Manager Fraud Strategy & Analytics

Our mission is to SAVE AND IMPROVE LIVES BY EMPOWERING HEALTHCARE CONSUMERS. Come be part of remarkable.

How you can make a difference

At HealthEquity, we are dedicated to empowering individuals to take control of their financial health through innovative and secure solutions. Our Fraud Strategy & Analytics team plays a critical role in ensuring the integrity and security of our products while delivering a seamless experience to our customers. We are seeking a Senior Manager, Fraud Strategy & Analytics with deep expertise in SAS, R, and SQL to lead the development of fraud prevention strategies for Account Takeover (ATO), Enrollment Fraud, and Card Fraud. This role requires a highly analytical and strategic thinker who can leverage data science techniques, machine learning, and predictive modeling to proactively detect and mitigate fraud risks.

What you'll be doing

Fraud Strategy & Risk Management:
• Develop and optimize fraud prevention strategies for ATO, Enrollment Fraud, and Card Fraud by leveraging analytics, behavioral data, and machine learning models.
• Monitor fraud trends, detect emerging threats, and create proactive risk mitigation frameworks.
• Partner with cross-functional teams, including Product, Compliance, and Technology, to implement fraud controls without negatively impacting the user experience.
• Utilize SAS, R, and SQL to build data-driven fraud detection models and enhance fraud rules.
• Analytics & Performance Optimization
• Design and deploy machine learning models to enhance fraud detection and improve fraud loss forecasting.
• Analyze large datasets to uncover fraud patterns, identify vulnerabilities, and drive continuous improvements in fraud detection strategies.
• Track and report key fraud metrics, provide actionable insights, and optimize fraud controls based on performance.
• Leadership & Collaboration
• Lead a team of fraud analysts and data scientists to drive fraud risk initiatives.
• Serve as the fraud subject matter expert (SME) and provide strategic guidance on fraud prevention best practices.
• Collaborate with external fraud intelligence networks, law enforcement, and industry peers to stay ahead of evolving fraud threats.

What you will need to be successful

• Bachelor's or Master's degree in Data Science, Statistics, Mathematics, Computer Science, Finance, or a related field.

• 10+ years of experience in fraud risk management, fraud analytics, or financial crimes strategy.

• Expert proficiency in SAS, R, and SQL for fraud analytics, data mining, and predictive modeling.

• Strong understanding of fraud detection tools, machine learning techniques, and anomaly detection.

• Experience working with fraud detection solutions (e.g., device fingerprinting, behavioral analytics, machine learning fraud models).

• Proven track record of developing and implementing fraud prevention strategies for ATO, Enrollment Fraud, and Card Fraud.

• Excellent leadership, problem-solving, and communication skills.

• Ability to work in a fast-paced, data-driven environment with a strong focus on results.

• Experience in fraud risk within FinTech, banking or payments industries.

• Knowledge of fraud-related regulations and compliance requirements.

• Familiarity with fraud detection platforms like Plaid, Pindrop, Fiserv, Tranmit Security, or Visa Risk Manager.

#LI-Remote

This is a remote position.

Why work with HealthEquity

HealthEquity has a vision that by2030 we will make HSAs as wide-spread and popular as retirement accounts. We are passionate about providing a solution that allows American families to connect health and wealth. Join us and discover a work experience where the person is valued more than the position. Click here to learn more.

You belong at HealthEquity!

HealthEquity, Inc. is an equal opportunity employer, and we are committed to being an employer where no matter your background or identity - you feel welcome and included. We ensure equal opportunity for all applicants and employees without regard to race, age, color, religion, sex, sexual orientation, gender identity, national origin, status as a qualified individual with a disability, veteran status, or other legally protected characteristics. HealthEquity is a drug-free workplace. For more information about our EEO policy, or about HealthEquity's applicant disability accommodation, drug-free-workplace, background check, and E-Verify policies, please visit our Careers page.

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