Business Banking Underwriter I

First Merchants Bank
United States, Indiana, Indianapolis
8711 River Crossing Boulevard (Show on map)
Jan 16, 2025
Description Position Goals: Provide credit risk assessment support. Essential Duties and Responsibilities: 1. Review credit data to evaluate the Business Banking Center's most complex commercial loan requests in order to approve or deny applications within individual lending authority. 2. Analyze sources of financial information, such as tax returns, financial statements, credit bureaus, and other sources. 3. Order and review appraisals, evaluations and environmental assessments. 4. Review and recommend proper structure for commercial loans based on financial strength and loan purpose. 5. Complete trigger database business banking monitoring: a. Spread and review financial data b. Assist in management of database c. Review triggers generated for validity d. Request financial information where needed e. Report concerns to management and Business Banking and/or Relationship Managers. 6. Complete assigned reports. 7. Assist Business Banking Credit Manager as needed. 8. Complete compliance and assigned training and development. 9. Attend and participate in department and policy meetings as requested. 10. Establish and maintain good working relationship with Business Banking Officers. 11. Attend sales calls with Business Banking Officers as requested. Position Requirements: Education - Bachelor's degree in accounting, finance, business or related field of study. Experience - Up to two (2) years of analytical or related experience. Other - None Preferred Requirements: Training in OMEGA, RMA or other commercial lending courses. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)