Senior Credit Associate

Job Summary

Responsible for receiving payment and posting amount to customer's account; keeping records of collection and status of accounts.

Major Tasks, Responsibilities and Key Accountabilities

• Performs a wide variety of credit functions for larger or more complex accounts.
• Ensures compliance with established guidelines, reviews and monitors credit sources, credit files, customer applications and delinquent accounts.
• Maintains records on credit risks, delinquent accounts and incomplete files. Notifies customers of delinquent accounts to solicit payment.
• Compiles and maintains basic credit information.

Nature and Scope

• May modify processes to resolve situations.
• Under limited supervision, relies on experience and exercises independent judgment to determine best approach to achieve desired outcomes. Course of action is often determined by interpreting procedures and policies. Work typically involves periodic review of output by supervisor or direct "customers" of the process
• Is sought out and/or assigned to provide general guidance/direction, training, and technical assistance to junior level support personnel. Contributes to employees professional development but does not have hiring/firing authority.

Work Environment

• Most of the time is spent sitting or standing in the same location or there may be a need to stoop regularly or move/lift light material or equipment (typically less than 8 pounds).
• Located in a comfortable indoor area. Any unpleasant conditions would be infrequent and not objectionable.
• Typically requires overnight travel less than 10% of the time.

Minimum Qualifications

• Must be a minimum of 18 years of age or older
• Must pass pre-employment assessment(s) if applicable

Education and Experience

• Technical certification or Associates degree may be required in some areas. Generally 5 to 7 years of experience in related area of responsibility.

Preferred Qualifications

• Associates Degree in Finance, accounting or related field desired but not required.
• Proficiency in Microsoft Applications. Intermediate to advanced Excel skills preferred. The candidate should be able to import/export data, use various lookup & logic formulas and be comfortable with pivot tables, data models & dashboards.
• Must be effective communicator (verbal and written) with exceptional phone skills and attention to detail.
• Bachelors Degree in Finance, Accounting or related field preferred.
• Proficiency in Microsoft Applications such as Word and Excel is a must.
• Must be an effective communicator (verbal and written) with exceptional phone skills and attention to detail.
• Experience desired but not required in construction lien waivers.
• Support team within multi-functions of the department, identify and help slimline current processes.
• Preferred knowledge of state lien and bond statutes, construction credit.

About Core & Main

Based in St. Louis, Core & Main is a leading distributor of water, sewer, storm drain and fire protection products in the United States. Operating approximately 320 branches nationwide, the company combines local expertise with a national supply chain to provide contractors and municipalities innovative solutions for new construction and aging infrastructure. Core & Main's 4,500 plus associates are committed to the safe distribution of water and fire protection to help communities thrive. Visit www.coreandmain.com to learn more.

Core & Main is an Equal Employment Opportunity employer. Employment at Core & Main is based solely on a person's merit and qualifications directly related to professional competence. Core & Main does not discriminate against any employee or applicant on the basis of race, creed, color, religion, national origin, nationality, ancestry, age, disability, veteran status, pregnancy or related condition (including breastfeeding), affectional or sexual orientation, gender identity or expression, marital status, status with regard to public assistance, citizenship, or any other basis protected by law.

None of the questions in this application are intended to elicit information regarding any protected characteristics, nor imply any limitation, illegal preferences or discrimination based upon non-job-related information or protected characteristics.

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