Residential Lending Assistant

We are changing FINANCE to finance CHANGE!

Climate First Bank is a Florida Benefit Corporation, state chartered, FDIC insured commercial bank. With now three physical branches in St Petersburg, Winter Park and Mount Dora and one digital branch, we are offering a full suite of banking products including personal and business banking and loan products (solar, residential, commercial, SBA and more). We are passionate about the environment, social issues and overall leaving our communities and the world better than we found it.

We want YOU to help us on this mission and are looking for exceptionally hard-working, passionate and bright new team members.

We are a team of growth focused, goal-oriented and competitive individuals. We collectively work hard to achieve our mission and growth-related milestones and continue to set and exceed new goals almost daily. We love what we do, and we love working with people who are just as excited about our objectives as we are!

We are looking for a Residential Lending Assistant. This role supports the assigned loan officer in processing and managing residential loan applications and ensures a smooth and efficient loan process.

Join us in this exciting start-up experience and take your career to a level unattainable in a traditional bank environment. This position is primarily remote but will require travel to any of our physical branches as needed.

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Parental leave
• Tuition reimbursement
• Vision insurance

Responsibilities:

• Assist the loan officer in collecting and reviewing loan applications and supporting documentation.
• Communicate with clients to gather necessary information and provide updates on loan status.
• Verify and validate borrower information, including income, credit history, and employment details.
• Prepare and submit loan files to Underwriting for approval.
• Coordinate with various departments to ensure timely processing and closing of loans.
• Maintain accurate and organized loan files and records.
• Manage the lender's loan pipeline and ensure accurate status tracking on all prospects and pending loans.
• Respond to client inquiries and resolve any issues or concerns promptly.
• Stay updated on industry regulations and company policies.

Requirements:

• High school diploma or equivalent required; associate's or bachelor's degree in finance, business, or related field preferred.
• A minimum of 3 years of previous experience in a residential lending environment required.
• A resourceful self-starter with strong attention to detail and excellent organizational skills.
• Excellent communication and interpersonal skills. Ability to anticipate needs and effectively communicate with a variety of stakeholders.
• Proficiency in Microsoft Office Suite and loan processing software.

Physical Demands:

• Sustained standing and sitting;
• Frequent use of PC, including typing or sustained attention to monitor;
• Occasional lifting of basic office files or equipment up to 20 lbs.

Equal Opportunity Statement:

At Climate First Bank we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans

E-Verify Statement:

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9.