Sr Credit Analyst - CRE

The Senior Credit Analyst - CRE will review and analyze current credit data and financial statements to identify and assess credit risk. This position will assist in spreading financial statements, developing global cash flows, reviewing historical payment performance and preparing Concept Memo's for credit review. Additionally, The Senior Credit Analyst will assist Underwriters with setting up new loans in Cash Suites, generating CAM's in Cash Suites using the Cash Doc Wizard, spreading Tax Returns, P&L's, and Rent Rolls, producing Property Level Proformas, and running Global Analysis. The Senior Credit Analyst will provide quality service to all customers.

RESPONSIBILITIES

• Perform pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.
• Recognize and mitigate risk during pre-qualification assessment by gathering pertinent information from RM's, Associates, and Brokers prior to submitting pre-qualification assessment.
• Prepare LOIs for approved previews.
• Order Appraisals, and Environmental Reports on all types of commercial real estate.
• Assist Credit Analyst Supervisor and Underwriters in gathering data from customers, internal sources, and outside sources; prepares spreadsheets and analyzes financial information including financial statements and tax returns; contacts customers for additional information and clarification of data.
• Proficient spreading of all types of commercial real estate and personal financial statements.
• Analyze financial statements to identify, interpret, and explain root cause of trends in operating performance, financial condition and cash flow as these relate to credit risk.
• Assist Underwriters in setting up new loans in Cash Suites, generating CAM's in Cash Suites using the Cash Doc Wizard, filling out CAM Templates, spreading Tax Returns, P&L's, and Rent Rolls, producing property Level Proformas and running Global Analysis.
• Use working knowledge of loan policy to identify loan policy exceptions and present in credit analysis
• Prepare and submit appraisal and environmental report requests to the Appraisal Department for all new CRE loans.
• Communicate with Underwriters and RM's through Salesforce on status of 3rd party reports
• Perform special projects from time to time as required by management
• Attend weekly Team meetings and contribute to the credit analysis function.

QUALIFICATIONS

• 2-4 years of experience as a credit analyst at a similar financial institution

A reasonable, good faith estimate of the minimum and maximum base salary or pay for this position is $27.85 to $46.42. Actual compensation will vary based on various factors including but not limited to location, experience, and performance. A discretionary bonus and/or business line incentive may be provided, in addition to a medical and other benefits, dependent on the position. For more information regarding our benefits, please visit https://www.ppbi.com/careers.html

CA (Los Angeles applicants): Applicants are notified that the Company is an insured depository institution subject to the restrictions and requirements of Section 19 of the Federal Deposit Insurance Act (12 CFR 303) ("Section 19"). In accordance with Section 19, the Company will consider an applicant's criminal history after an applicant is made a conditional offer of employment. Qualified applicants with criminal conviction records will be considered for employment in accordance with the Los Angeles Fair Chance Ordinance. Section 19 may prohibit the Company from employing an applicant with criminal conviction(s) for fraud, breach of trust, embezzlement, mishandling of money or any crime of violence may have a direct impact on the job duties as set forth in the job description and such convictions may result in withdrawal of a conditional offer of employment in accordance with the Los Angeles Fair Chance Ordinance. Because of the nature of our business, a review of your criminal history is necessary to comply with Section 19 and to avoid substantial risk to our business operations and licensing.

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