Real Estate Loan Officer

Looking for a career opportunity in banking? At One Nevada Credit Union, employees matter, and we could have the perfect opportunity for you! Our employees play a huge role in our continued success - if you join us, you'll enjoy a full range of benefits:

o A diverse and dedicated team of financial services professionals

o An extremely generous compensation and benefits package

o A relaxed and upbeat company culture

o Nationally recognized training and development

o An excitingly innovative, technological and digitally driven work environment

Currently, One Nevada is looking for an energetic and enthusiastic individual to fill the full-time Real Estate Loan Officer position. The RELO performs the following duties:

* Solicits residential first mortgage loans through contact with, builders, Realtors, developers, existing and new members, and existing book of mortgage referral business as applicable.

* Explains and reviews all loan programs with prospective borrowers/applicants.

* Interviews loan applicants, gathers applications and supporting documents, and completes loan applications;

* Applies quality control guidelines to loan submissions;

* Organizes loan application for submission to processors and underwriters;

* Completes borrower's income analysis qualifications to underwriting standards;

* Chronicles weekly communication with borrower/ Realtors as to borrower loan status;

* Completes computer data input on all new loan applications;

* Collects required documentation from applicants for processors/underwriting; and

* Performs other duties as assigned, including attending all mortgage related onsite and offsite events

* Knowledge of sales techniques in a professional environment;

* Working knowledge of FHA, VA, FNMA and FHLMC programs to pre-qualify applicants; * Working knowledge of TRID and income analysis

* Skill in the operation of standard office software and mortgage lending software;

* Skill in the operation of a personal computer to include Internet/Intranet use, operating system, word processing, spreadsheet, presentation, calendar, and scheduling software;

* Ability to maintain a valid Nevada State drivers license;

* Ability to analyze information and recommend solutions;

* Ability to maintain regularly scheduled attendance;

* Ability to communicate effectively both verbally and in writing;

* Ability to maintain regularly scheduled attendance;

* Must be eligible for certification under the SAFE ACT;

* Ability to establish and maintain effective working relationships with other employees and customers; and

* Must be able to relate appropriately to other people beyond giving and receiving instructions: (a) can get along with co-workers or peers without exhibiting behavioral extremes; (b) perform work activities requiring negotiating, instruction, and communicating with others; and (c) respond appropriately to constructive feedback from a supervisor.

EDUCATION AND EXPERIENCE

A high school diploma or GED equivalent plus two years of government and conventional loan origination, underwriting and processing experience Two years' experience as a real estate loan officer is required. Must have experience with FNMA-DU.