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Live here. Play here. Bank here. Work here. If you're looking to build your career at a forward-thinking organization with deep community roots and a vision for growth, success, and giving back, you've come to the right place. Get to know us:
We're your local community bank-and have been since 1875-that is committed to providing excellent customer service and giving back to our communities.
We foster a collaborative, inclusive work environment as part of a close-knit team where your voice is valued and heard.
Our highly engaged employees are rewarded for their performance and have ample opportunities for cross-training and advancement within the organization.
We've been named one of the best places to work in Maine, and offer robust benefits focused on your holistic well-being.
_________________________________________________________________________________________________ The Commercial Banking Office III (CBO III) is responsible for high level commercial business development sales efforts that are primarily centered on products and services meant for business clients. CBO III's will also be responsible for referring their clients to other lines within the bank when applicable to meet the customers' needs. The CBO III will examine, evaluate, and authorize or recommend approval of customer applications for extension of lines of credit, commercial loans and owner-occupied commercial real estate loans that are generally over $500,000 and for companies within the bank's footprint. The CBO III will also originate from time to time non-owner occupied commercial real estate transactions that are generally under $5 million. The CBO III will also be responsible for generating commercial deposits. While other duties may be assigned, the essential duties and responsibilities of the CBO III include, but are not limited to:
Creating and implementing individual business plans that align with the regional, market and Commercial Division's overall objectives and goals.
Identifies and develops prospects for loan and deposit opportunities. Uses tools made available by the bank, as well as other resources to develop prospects.
Prepares pre-call plans to optimize effectiveness of each call. Involves teammates within or outside of the Commercial Division when essential for the best possible customer experience.
Interviews prospects/applicants and requests essential information for loan applications or deposit generation.
Responsible for ensuring that credit and pricing parameters used for their prospects align with the corporate goals and objectives.
Working collaboratively with the Credit personnel and Commercial Administration Team personnel to ensure efficient workflow for all loan applications, leading to superior customer experiences. This may include the formation of a "Deal Discussion Memo" and "Term Sheet" that is vetted by appropriate personnel as part of the loan vetting and sales process.
Works collaboratively with Retail Banking personnel and Camden National Wealth Management personnel to ensure that a "relationship" approach is being taken to meet customer needs.
Is responsible for the accuracy of their submissions to the Loan Pipeline Report and will update the report accordingly.
Manages own efforts toward meeting or exceeding targeted production goals.
Coordinating, through attorneys and Commercial Administration Team personnel, the production of all commercial loan documentation for self-generated loans.
Actively managing, either directly or through the collaborative efforts of others within the Commercial Administration Team, all commercial loan relationships assigned to the CBO III. This includes collection efforts when needed, credit file maintenance, site visits and loss mitigation efforts when applicable.
Frequently representing Camden National Bank at various business, community and social functions.
Being actively involved, at leadership or committee level positions, with non-profits within the market, region or state.
Supervisory Responsibilities:
Core Competencies:
Customer focus: Keeps customers as a top priority and makes business decisions that balance the needs of the customer with the Bank's goals and objectives. Actively listens to customers and leads the efforts of others to creatively solve customer issues.
Communication: Is able to effectively communicate before groups of people, both within and outside the organization. Is able to clearly communicate the vision of Camden National Bank and is persuasive and is able to influence sales and credit decisions. Is comfortable and effective in communicating upward.
Results Orientation: Sets aggressive personal goals and develops actionable plans that have specific schedules for completion. Has a sense of urgency and holds self accountable for agreed upon goals.
Agent of Change: Contributes to changes that improve the organization or customer experience. Is able to professionally communicate ideas to others within the bank.
Project Skills: Possesses and demonstrates good project team member skills as demonstrated by collaboration and communication traits. May be called upon to lead Level III projects.
Leadership Skills: Shows ability to influence and lead others through skillful communication and expertise built on experience.
Desired skills, background, and expertise: The CBO III must possess:
Successful track record of goal attainment as an individual producer.
Formal credit analysis training/experience or the experience and educational equivalent.
Ability to work collaboratively at all levels of the organization.
Proven ability to successfully communicate, interact, and build effective relationships.
Must possess a valid driver's license.
Education and Experience: Bachelor's degree and ten years related experience and/or training; or equivalent combination of education and experience. Language Skills: Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, memoranda. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public. Mathematical Skills Ability to work with mathematical concepts such as probability and statistical inference. Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations. Reasoning Ability Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. Computer Skills To perform this job successfully, an individual should have knowledge of Word Processing software, Contact Management systems, Internet software, and Spreadsheet software. ________________________________________________________ Our comprehensive total rewards package offers something for everyone!
- Robust medical, dental, and vision insurance packages
- Generous time off, including paid federal holidays and paid day off for your birthday
- 401(k) retirement savings plan
- Tuition reimbursement, professional development, and career growth opportunities
- Employee assistance program
- Comprehensive wellness program
Pursue a career at Camden National Bank and apply today. We can't wait to hear from you! _____________________________________________________________________ We are guided and inspired by our Core Values:
- Honest and Integrity above all else
- Trust built on fairness
- Service that creates remarkable experiences
- Responsibility to use our resources for the greater good
- Excellence through hard work and lifelong learning
- Diversity realized through inclusion and respect
Equal Opportunity Employer Employment with Camden National is on an at-will basis, meaning employment is not guaranteed for any specific period of time, and any employment relationship established may be terminated by either party at any time, for any reason, with or without notice. Completion of an employment application is not a contract, express or implied, guaranteeing employment. Camden National Bank is an Equal Opportunity Employer and does not discriminate on the grounds of race, color, religion, sex, sexual orientation, including gender identity and gender expression, national origin, citizenship status, age, disability, genetic information or veteran status.
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BankTalent HQ
Based on expirence
vision insurance, tuition reimbursement, 401(k)
Jun 06, 2025