Capital Planning Manager

Capital Planning Manager

Rockland Trust is seeking a skilled and forward-thinking Capital Planning Manager to lead our capital management initiatives. This role is central to ensuring that the bank maintains a strong and sustainable capital position in alignment with regulatory requirements and strategic business goals. You will partner with senior leaders across Finance, Risk, and Treasury to manage capital forecasting, regulatory stress testing, and capital strategy, tailored to the unique needs of a growing regional bank.

Key Responsibilities:

• Develop and maintain the bank's capital planning framework, ensuring alignment with regulatory guidance and internal strategy.
• Prepare multi-year capital forecasts, incorporating business projections, risk assessments, and regulatory capital requirements.
• Coordinate the bank's Internal Capital Adequacy Assessment Process (ICAAP), including documentation, scenario modeling, and board-level presentations.
• Lead a cross department working group to develop a full balance sheet and income statement forecast using macroeconomic scenarios
• Monitor changes in regulatory capital standards (e.g., Basel III, FDIC, OCC, Federal Reserve guidance) and assess their implications.
• Manage the swap derivatives portfolio and provide guidance and execution of swaps on back- to- back loans with Commercial Loan Officers and borrowers.
• Execute large macro hedges in accordance with overall interest rate strategy of the bank.
• Manage collateral posted and received for our market-to-market swap positions to our counterparties.
• Provide interest rate pricing and guidance on Commercial Real Estate and C&I Loans to loan officers throughout the bank with use of relationship profitability tool
• Provide pricing and structure guidance to commercial loan officers to help them compete and win deals and keep the bank within its appropriate risk tolerances per loan.
• Advise senior management on capital optimization strategies, including dividend planning, retained earnings strategies, and growth initiatives.
• Collaborate with Treasury and ALCO teams to align capital planning with balance sheet and liquidity strategies.
• Maintain clear and consistent documentation of capital models, assumptions, methodologies, and governance processes in accordance with Model Risk Management and ERM requirements.
• Support the Finance team in ad hoc analysis, including M&A assessments, new product evaluations, and risk-adjusted return analysis.
• Lead special projects as they relate to the overall bank and Treasury functions.

Qualifications:

• Bachelor's degree in Finance, Accounting, Economics, or a related discipline; Master's or MBA preferred.
• Minimum 7-10 years of experience in financial planning, regulatory capital, or treasury functions, ideally within a regional or community banking environment.
• Strong knowledge of U.S. regulatory capital rules and planning frameworks (e.g., Basel III, CCAR, ICAAP).
• Experience working with finance, risk, and regulatory teams in a mid-sized banking institution.

Skills & Competencies:

• Excellent financial modeling and forecasting skills; proficient in Excel and financial reporting tools.
• Strong analytical and critical thinking abilities with a keen attention to detail.
• Effective communication and presentation skills, capable of conveying complex financial concepts to senior management and regulators.
• Collaborative team player with the ability to manage multiple priorities and deadlines in a fast-paced environment.
• High level of integrity and commitment to compliance and risk management principles.

Our goal is to offer our colleagues the most generous benefits package possible. We strive to provide colleagues with a comprehensive benefits package and an environment that supports a healthy work-life balance. Benefits include: Competitive compensation with performance incentive awards, Health Insurance, Dental Insurance, a 401K and DC Plan for your retirement, LTD & Life Insurance, Day Care Reimbursement, Tuition Assistance for graduate and undergraduate programs, an award winning Wellness program and much more!

At Rockland Trust you'll find a respectful and inclusive environment where everyone is given the chance to succeed. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.