Sr. Consultant - Underwriting

Symetra has an exciting opportunity to join our team as a Senior Consultant Underwriter!

About the role

You will Classify mortality risks in a sound, objective and consistent manner by applying company guidelines and philosophies with consideration for company profitability and marketplace needs. You will have advanced medical and financial underwriting ability and product knowledge is required along with an in-depth understanding of Symetra and life insurance industry practices. Handling and approval authority expectations are for up to $10,000,000 to $20,000,000 or based upon management discretion.

What you'll do in this role

• BGA focused. Review individual life insurance applications and underwrite standard and substandard risks within authorized limits of authority in accordance with department guidelines, including:

• Determining whether to accept, reject or modify life insurance risks by evaluation of applicant's medical history, financial background, insurable interest and financial need.

• Conferring with other Consultant-level Underwriters, Medical Director, Director of Indv Underwriting and/or Chief Underwriter on complex cases and situations not established by practice. Obtaining second signature on cases that exceed designated underwriting authority.

• Meeting established time service standards, Serve as a role model for other underwriters by establishing themselves as underwriting experts and as a "go to" person for underwriting issues; and Designee to handle high visibility/high face amount or otherwise special cases.

• Act as a mentor to other underwriters through, training, consulting, and reviewing business that exceed their authority level. * Audit underwriters on case performance and MIB coding.

• Assist in underwriter training.

What we offer you

"My advice to anyone considering a role at Symetra is to take full advantage of the incredible benefits offered-many of which are available on a near-daily basis. From inclusive groups like Women in Numbers to our Lunch and Learn Consortiums, these opportunities go beyond the job itself. Whether you're in an entry-level position or executive leadership, these programs are a fantastic way to connect, grow, and learn about other areas of the company." - Sandra A., Sr. Account Manager

"I chose Symetra because I heard it was a pro-employee company-and it's absolutely true. The work environment is supportive, the people are great, and the benefits are generous. Symetra truly cares about its employees. The relaxed atmosphere and opportunities to learn and grow-both within your role and beyond-make it a great place to build your career." - Alicia L., Claims Examiner

Benefits and Perks

We don't take a "one-size-fits-all" approach when it comes to our employees. Our programs are designed to make your life better both at work and at home.

• Flexible full-time or hybrid telecommuting arrangements
• Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%
• Paid time away including vacation and sick time, flex days and ten paid holidays
• Give back to your community and double your impact through our company matching
• Want more details? Check out ourSymetra Benefits Overview

Compensation

Salary Range: $103,300- $172,200 plus eligibility for annual bonus program

Who you are

• Proven analytical and problem-solving skills.

• Strong attention to detail and ability to handle large case loads and provide quick turnaround times while maintaining Symetra's mortality standards.

• Strong technical and financial underwriting skills. * Service oriented with commitment to meet deadlines, prioritize and handle multiple tasks in a demanding work environment.

• Strong interpersonal and communication skills (written and verbal)

• Advance working knowledge of our reinsurance manuals.

• Mastery of underwriting principals, practices, insurance medicine, financial underwriting, field operations, product offerings and life insurance contract law.

• Ability to travel and make presentations to clients and producers.

• Ability to work as part of a high functioning team, as well as be a strong individual contributor.

• Strong negotiation skills.

• High School diploma or equivalent experience required

We empowerinclusion.

At Symetra,we aspire to be the most inclusive insurance company in the countrywe're building a place where every employee feels valued, respected, and has opportunities to contribute. Inclusion is about recognizing our assumptions, considering multiple perspectives, and removing barriers.

We accept and celebrate diverse experiences, identities, and perspectives, because lifting each other up fuels thought and builds a stronger, more innovative company. We invite you to learn more about our effortshere.

Creating a world where more people have access to financialfreedom.

Symetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we're guided by the principles of Value, Transparency and Sustainability. This means we provide products and services people need at a competitive price, we communicate clearly and openly so people understand what they're buying, and we design products-and operate our company-to stand the test of time. We're committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI). Join our team and help us create a world where more people have access to financial freedom.

For more information about our careers visit:

https://symetra.eightfold.ai/careers

Work Authorization

Employer work visa sponsorship and support are not provided for this role. Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company.

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