SBA Business Development Officer

Banner Bank
paid holidays, sick time, tuition reimbursement, 401(k)
United States, California, San Diego
Dec 19, 2024
More than 130 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. Our financial strength and stability are key reasons Forbes names us one of the Best 100 Banks in America the past eight consecutive years and Newsweek names Banner one of the Most Trustworthy Companies the past four years. With more than $15 billion in assets and over 150 locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations. Develop and manage SBA credits and relationships, with a strong focus on 7(a) lending. Able to operate with a minimum of direction. Able to develop a portfolio of new business relationships. Manage a loan portfolio in metro markets. In this role you will have the opportunity to: Develops and manages relationships with new and existing small to mid-size business clients. Responsible for actively marketing SBA 7(a) loan opportunities. Prepare and present credit analysis and recommendations on borrowing requests. Responsible for negotiating loan terms and conditions within scope of authority. Performs credit reviews to ensure compliance with policies and regulations. Monitor all credits through periodic reviews and analysis. Responsible for creating awareness of the bank and its services through community activity and involvement. Education & Certifications Bachelor's Degree: required (an equivalent combination of education and experience may be considered) Experience 6 or more years of experience in commercial credit and business development, including SBA lending required Knowledge, Skills and Abilities Proven ability to develop and manage new business relationships, including small to mid-size businesses. Knowledge of the products, rules and regulations related to SBA 7(a) lending and the ability to underwrite and structure SBA credits. Possess strong analytical and problem-solving aptitude with excellent written and verbal communication skills. Proven presentation and negotiation skills. Knowledge of bank products. Travel 50% Compensation & Benefits Targeted starting salary range (based on experience): $98,035 - $110,000 Robust uncapped quarterly incentive plan Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life Paid vacation time, sick time and 11 company paid holidays 401k (with up to 4% match) Tuition reimbursement Get more information at: Employee Benefits \| Banner Bank Please take time to review Banner Bank's Consent & Privacy notice before applying. Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status. Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.