Sr. Product Manager, Daylight Overdraft

What is the Opportunity?

The Senior Product Manager Daylight Overdraft Limits is responsible for managing the credit funded service for our US Cash Management Business. The candidate would work in an Agile environment, helping to transform the corporate cash management offering among cross-functional partners ranging from technology, product, operations, credit risk, and other functional/enterprise partners.

The right candidate will have strong communication skills, ability to work with a myriad of cross-functional teams, excellent listening skills and be goal oriented in a fast-moving environment focused on the client experience. The candidate should be able to look at the experience from an end-end perspective and focus on delivering a Simple, Transparent, Actionable and Real-time solution.

The US Cash Management Business is a unique opportunity to build the cash management business of the future from the ground up. This is an exciting time to join a start-up function within RBC, built from scratch and anchored in a technical/digital play vs. a traditional play, enabling RBC to compete with new entrants in this space! This is an exciting time to join a growing team focused on building the best-in-class cash management business.

LOCATION: POSITION CAN BE LOCATED IN JERSEY CITY, NJ OR TORONTO.

What will you do?

• Execute on the vision and strategy for our Daylight Overdraft Limits and Overnight Overdraft capabilities to support the USCM business.

• Collaborate with other product and technology partners to prioritize and drive solutions to market.

• Work directly with Enterprise partners to ensure internal requirements and regulations are adhered to.

• Partner in designing the operational processes to support the DOL services to meet internal and client needs.

• Focus on automation and simple solutions to deliver an efficient experience.

• Define and measure Key Performance Indicators (KPI).

• Review test plans to ensure thorough validations and sign-off on test completion related to DOL solutions.

• Review solutions with senior management, compliance, and legal teams.

• Works with internal partners to set priority, detail solutions, and review with stakeholders.

• Define internal product communications and ensure terms and conditions are adhered to.

• Additional responsibilities may tether into other product arenas as needed.

What do you need to succeed?

• Experience in a corporate banking environment and ability to determine how other products and services impact both DOL and Overnight Overdraft.

• General knowledge of credit funded services.

• Ability to prioritize deliverables based on Agile methodology to meet timelines.

• Excellent verbal and non-verbal communication skills ranging from high-level to detailed perspectives.

• Keep a keen focus on the client experience to deliver best-in-market solutions.

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable.

• Leaders who support your development through coaching and managing opportunities.

• Ability to make a difference and lasting impact.

• Work in a dynamic, collaborative, progressive, and high-performing team.

• Opportunities to do challenging work.

• Opportunities to building close relationships with clients.

The good-faith expected salary range for the above position in the United States is US$150,000 - US$200,000 depending on factors including but not limited to the candidate's experience, skills, registration status; market conditions; and business needs.This salary range does not include other elements of total compensation, including a discretionary bonus and benefits such as a 401(k) program with company-matching contributions; health, dental, vision, life, and disability insurance; and paid time-off plan.

RBC's compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging, and retaining talent that:

• Drives RBC's high-performance culture

• Enables collective achievement of our strategic goals

• Generates sustainable shareholder returns and above market shareholder value

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