Central Underwriter

Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers.

For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities. As we continue to grow and become a national brand in consumer financing, we hope you'll consider us for future career opportunities.

If you are looking to make a meaningful impact in people's lives by bringing a personal touch to finances, join our team today!

Job Purpose

The Centralized Underwriter is responsible for researching and analyzing credit risks, assessing credit history, and approving or denying extension of credit to potential or current customers.

Duties and Responsibilities

• Analyze credit data to determine the risk in extending credit.

• Make decisions to approve or deny the extension of credit within a set authority established by senior management and state and federal laws.

• Develop and maintain positive relationships with branch personnel by providing exceptional customer service on all credit and policy questions to maximize efficiency with the company.

• Maintain an environment that facilitates compliance.

• Ensure all credit decisions are communicated within the timeline provided by management.

• Other duties as assigned by management.

Minimum Qualifications

• Minimum 1 year of Underwriting experience.

• Requires PC proficiency in Microsoft Office - Outlook, Word, and Excel.

• High School diploma

• Must pass pre-employment screenings

Preferred Qualifications

• Bachelor's degree in a related field such as Business, Finance or Mathematics or equivalent experience

• Proven record and extensive background in consumer finance industry.

Working Conditions

• This position primarily works in an office environment, sitting at a desk, working on a computer.

• Must be willing to work Monday-Friday until 8:00PM and occasional Saturdays until 3pm

If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: https://regionalfinance.com/wp-content/uploads/2022/11/UPDATED-Employee-Privacy-Policy-11.2022.pdf

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Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.