Insurance Specialist
 Ameris Bank | |
life insurance, vision insurance, vacation time, 401(k), retirement plan, employee discount
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 United States, Georgia, Atlanta | |
 Mar 25, 2025 | |
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Description
Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app. Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you'll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer's needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and allies as well as professional development opportunities to drive ongoing education. Learn more about our purpose and how you can bring it to life as an Ameris Bank teammate. The Insurance Specialist serves as a subject-matter expert on force-placed insurance compliance, coverage, regulations and documentation throughout all phases of lending and loan operations processes. The position performs compliance reviews, handles various reports, and works collaboratively to resolve discrepancies ensuring compliance and protection of the Bank's security interest. Performs other projects and duties as assigned. Essential Functions, Duties, and Responsibilities: * Researches and provides actionable advice, consultative guidance and subject-matter expertise to all lending and loan operations functions related to force-placed hazard and windstorm insurance compliance, coverage and documentation throughout all phases of lending and loan operations processes. * Serves as a liaison to internal and external auditors and examiners related to insurance compliance. * Performs quality reviews to verify completeness, accuracy, and compliance of loan files, packages and collateral documentation with all requirements and endorsements. * Collaborates with lending and loan operations partners to resolve discrepancies in collateral and coverage documentation. * Performs and validates calculations. * Prepares and submits filings, reports, and related documents. * Maintains compliance with internal controls, operational procedures and risk management policies. * Works to understand the root causes of complex customer service issues. Identifies and implements resolutions. * Provides assistance and training to team members. Required Knowledge, Skills and Competencies: * Specialized, in-depth knowledge of force-placed insurance regulations, insurance coverage and documentation requirements. * Cross-trained on flood insurance regulations, coverage, reporting, and documentation. * Able to plan, organize and prioritize tasks. * Advanced computer skills and proficiency in Microsoft Office Suite products. * Highly motivated team player with ability to provide interactive service to others, building relationships and addressing identified needs. * Thorough knowledge of financial covenants, business entities, standard and non-standard loan products. * Able to perform accurate calculations and transactions. * Able to analyze and record detailed information and produce accurate, high quality work products. * Able to effectively and persuasively express self, using language and grammar in a professional manner. * Knowledge of lending, loan closing, loan compliance and processing procedures. * Knowledge of banking and document storage software applications. Industry and Work Experience: * 3 or more years experience in bank operations and forced-place insurance programs required. * Experience using relevant banking and document storage software applications preferred. Academic: * High school diploma or GED required. * Bachelor's degree or equivalent combination of education and experience preferred. Benefits Available to Employees: Ameris Bank provides a comprehensive employee benefit package to all eligible employees.
Banking Advantages for Employees: In addition to a wide array of benefits, Ameris Bank employees are also eligible for special bank services.
Disclaimer: The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position. All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
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