SBA Portfolio Specialist

The SBA Portfolio Specialist is responsible for assisting the Portfolio Managers of a developed and extensive Government Guarantee Lending loan portfolio of SBA 7(a) and 504 loans, as well as USDA loans. This position will work directly with Portfolio Managers, and interface with Business Development Officers, Loan Operations, and customers to gather relevant needed information, documents, financial documents to aid Portfolio Managers in their responsibilities.

RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER

Assist the Portfolio Manager with customer contact on existing SBA loan relationships
• Assist Portfolio Manager with preparing annual reviews, servicing requests, and site visits when needed
• Monitor and call on past due borrowers when needed
• Assist in preparing SBA loan portfolio reporting if required by SBA Management
• Actively manage loan exceptions for the Bank's SBA/USDA loan portfolio including working to obtain requisite documents from borrowers and guarantors
• Manage loan documents by preparing, reviewing, and filing as well as maintaining accurate records
• Data entry into Renasant and SBA/USDA systems, such as Ignite, PCFS Loan Manager and Etran with keen attention to detail
• Will be involved in occasional community activities
• Perform other related duties as assigned

• High School diploma or equivalent
• At least 3 years of commercial loan support. SBA background (1502 reporting, lending assistant, loan operations, packaging or closing) is preferred
• Ability to gain, maintain and apply a basic SBA SOP knowledge (SOP's 50 10 and 50 57)
• Proficiency using software to produce work product, including Excel and Word. nCino (Ignite) experience preferred.
• Ability to work independently and maintain reasonable pace to complete assignments on time
• When needed effectively communicate with SBA/USDA personnel, bank legal representatives, officers, and management
• Client service orientation
• Ability to effectively multi-task
• Strong organizational skills with exceptional attention to detail

Physical Demands

The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.

Work Environment

The Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank's employees, customers, and assets.

The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word "May".

This job description is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise. Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law.

This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.