Specialty Real Estate Origination Associate

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Position Summary

The SRE Origination Associate will be responsible for support and offsetting of workload created by the SRE Originator(s) generation of new lending opportunities. This position reports to a SRE Originator, but directly supports the general lending processes of Originator(s) including, but not limited to, LV data entry, preparing initial underwriting/screeners, deal team/approval memorandum in order to allow Originator(s) and/or Division Executive to focus primarily on business development, relationship management and consistency in generating opportunities that align with the division and Bank strategy. In addition, this position will be a supplemental point of contact for clients, internal Bank parties and external Bank parties associated with their respective lending opportunities within the region.

Essential Duties & Responsibilities

• Strategic focus on developing an understanding and ability to perform screening and underwriting of large, complex real estate lending opportunities.

• Supports Originator negotiation of terms under which complex commercial real estate credit(s) will be extended including cost, risk and profitability determining the method, schedule and collateral requirements.

• Prepares memorandum and facilitates the underwriting of new transactions and/or renewals (as applicable).

• Will support presentation of recommendations by Originators to Division Executive and/or other SRE leaders when required exhibiting a deep understanding of credit(s) presented.

• Provides support to ensure adherence to credit policy, guidelines and regulatory requirements in evaluation and/or structuring of credit opportunities.

• Participates in evaluating risk rating and makes revision recommendations.

• Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training.

• Performs other duties and responsibilities as assigned.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required.

Skills

• Well-developed interpersonal skills are required.

• Ability to interpret documents such as procedure manuals, general business correspondence, policy requirements and/or legal documentation.

• Ability to learn to read, analyze and interpret financial report and/or legal documents.

• Experience in writing/preparing complex reports and memos.

• Experience in presenting information in one-on-one and small group situations to customers, clients and other employees in the organization.

Education and/or Experience

• BS/BA Degree in applicable field of study (MBA or advanced degree in applicable field of study preferred); and

• Level 1: 2 years' experience in commercial real estate lending or investing, specifically in an underwriting and/or asset management capacity.

• Level 2: 5+ years' experience in commercial real estate lending or investing, specifically in an underwriting and/or asset management capacity.

Computer Skills

• MS Office programs (advanced Excel skills preferred)

• ARGUS (preferred)

Certificates, Licenses, Registration

• none

Other Qualifications (including physical requirements)

• Analytical - ability to collect data and present in logical format to facilitate credit decisions/recommendations.

• Oral - Possesses the ability to speak clearly and persuasively in all situations. Responds clearly to questions and demonstrates presentations skills.

• Written - Written material is informative; edits work for spelling and grammar.

• Teamwork- balances individual responsibilities with team goals. Contributes to a positive team environment and provides support for others when needed.

Other

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Activities, duties and responsibilities may change at any time with or without notice.

Skills Training

• Communication, Critical Thinking, Problem Solving,

• Time Management, Sales, Presentation Skills

Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications.