New

Credit Underwriter

TEKsystems
$66,560.00 - $83,200.00 / yr
United States, Michigan, Madison Heights
Dec 27, 2025
About the Role We are seeking experienced Credit Underwriters to issue credit decisions based on documented borrower profiles within program guidelines and client requirements. Underwriters will meet daily production goals, clear conditions, and maintain compliance with audit standards. This is a Transactional Employee (TE) position, meaning work is assigned on an "as needed" basis and may vary depending on client demand. While full-time hours are expected most of the year, a 40-hour workweek cannot be guaranteed. Flexibility is essential. Key Responsibilities * Underwrite residential mortgage loans in accordance with Conventional guidelines. * Analyze findings using Loan Prospector, Desktop Underwriter, Asset Wise, and other AUS engines. * Review credit reports, mortgage appraisals, income sources, and asset statements. * Identify and assess risk and potential fraud exposure. * Meet daily production and quality targets. * Work on flow loans and bulk transactions (expect 2-6 loans per day depending on complexity). * Perform other related duties as assigned. Essential Qualifications * Required: * 3+ years of recent frontline underwriting experience (manual and automated). * Strong knowledge of Conventional, FHA, VA, Non-QM, and QM products. * Experience with securitization and pooling financial assets. * Proficiency in DU, LP, and other LOS systems. * Ability to read guidelines and determine pass/fail decisions. * Strong analytical, problem-solving, and communication skills. * Preferred: * Experience with secondary market competitors (e.g., OPUS, AMC, JP3, Evolve, Digital Risk, CoreLogic). * Career progression in mortgage industry (processing, closing, underwriting). Work Environment * Remote: Must have a quiet, productive workspace and hard-wired internet connection. * Equipment provided (dual monitors, thin client, keyboard, camera) or use your own. * Communication via Outlook and MS Teams. Schedule * Flexible start time: 7:00 AM - 9:00 AM EST. * 8-hour workday with punch-in/out system. * Overtime and weekend work available during peak periods. * Breaks and lunches per state regulations. Training & Performance * Two-week training on proprietary platform (not underwriting training). * Exit exam required (80% or better). * Ongoing performance measured by loan quality and turnaround time. Education * High School Diploma or equivalent required. * Associate degree or equivalent industry experience preferred. Why You'll Love This Role * Remote flexibility. * Opportunities for overtime. * Exposure to diverse loan types. * Supportive team culture with continuous feedback. Job Type & Location This is a Permanent position based out of Madison Heights, MI. Pay and BenefitsThe pay range for this position is $66560.00 - $83200.00/yr. As you are getting questions from TE candidates about Benefits you can use this as reference for how the TE Benefits work and what we offer. Here is a snapshot of the TE benefits that we offer that can be shared verbally with candidates as well. Medical Plans - 2 different plans offered Goodpath - available at no cost if enrolled in a Covius medical health plan. Virtual care for pain, stress, sleep, etc. Health Savings Account - tax free savings account. Eligible if enrolled in a medical health plan Dental - 2 different plans offered Vision - one plan offered Life and Disability - company paid employee basic life and AD&D insurance. Can purchase supplemental life and/or AD&D coverage Supplemental Insurance - can purchase accident, hospital indemnity, and/or critical illness supplement insurance Medicare - free online resources for anyone who is Medicare-eligible Employee Assistance Program - 24/7 access to life assistance resources at no cost 401 (K) Retirement Savings - up to 3% company match, fully vested in company contributions after 1 year Eligibility for TEs goes into effect on the 1st of the month after 30 days of hire (ex - hired 1/5/26 benefits would be eligible on 3/1/2026). Benefits do remain active for the entirety of the plan year even as volumes or projects fluctuate so TEs are still responsible for premiums while they are an active employee with us whether through recouping payments when they get reassigned to work or setting up payment through Benefits Team. They are required under ACA to qualify each plan year based on hours worked and must average 30+ hours during lookback period to qualify for the next plan year. Just so everyone has as talking points for questions but please let us know if there is anything else we can send or clarify. Workplace TypeThis is a fully remote position. Application DeadlineThis position is anticipated to close on Jan 9, 2026. h4>About TEKsystems: We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company. The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law. About TEKsystems and TEKsystems Global Services We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com. The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.