New

Credit Manager - Deerfield, IL

Nutrien
life insurance, sick time
United States, Illinois, Deerfield
Feb 12, 2026
Nutrien is a leading provider of crop inputs and services, and our business results make a positive impact on the world. Our purpose, Feeding the Future, is the reason we come to work each day. We're guided by our culture of care and our core values: safety, inclusion, integrity, and results. When we say we care, we mean it. We're creating an inclusive workplace where everyone feels safe, has a sense of belonging, trusts one another, and acts with integrity. Through the collective expertise of our nearly 26,000 employees, we operate a world-class network of production, distribution, and ag retail facilities. We efficiently serve growers' needs and strive to provide a more profitable, sustainable, and secure future for all stakeholders. Help us raise the expectation of what an agriculture company can be and grow your career with Nutrien. What You'll Do: Lead the credit granting process in accordance with Nutrien's credit policy. Conduct annual and semi-annual credit reviews of existing and prospective customers. Conduct and maintain credit file reviews for all new and existing customers within an assigned area or region. Request, analyze, and interpret customer financial statements (last 2 year-end financials), engaging with the CFO/Controller as needed. Prepare detailed credit write-ups for all customers with $1 million+ in credit for upper management review. Thoroughly assess financial risk of customers using tools such as S&P Capital IQ and Nutrien's scoring model. Determine appropriate credit limits, ensuring alignment between customer financial capacity and business needs. Review and submit for approval all changes to customer contracts or sales terms. Review and approve customer warehouse contracts within assigned territory. Coordinate with the Assistant Credit Manager to ensure proper security documentation (e.g., UCC filings) is completed and maintained to protect Nutrien's collateral. Conduct customer visits for high-risk accounts to obtain and review financials in person. Negotiate credit risk mitigators, including Letters of Credit, Personal/Corporate Guarantees, Surety Bonds, and Credit Insurance. Collect and manage receivables in accordance with company policy and collection strategy. Follow up weekly on past due balances via phone and email to ensure timely resolution. Daily review of cash deposits and bank wires to ensure that A/R balances are being collected on a timely basis. Partner with Sales to assist in collections when disputes arise. Collaborate with A/R, Customer Service, and Sales to ensure customers have proper contacts and support for resolving issues. Build strong working relationships with Sales teams, providing regular updates on credit policies and procedures. Represent Nutrien at industry credit meetings, actively participating and providing subject matter expertise. Serve as backup for other Credit Managers as needed, supporting multiple territories when required. What You'll Bring: Bachelor's degree in Business or related field (required). 6+ years of credit or financial analysis experience (required). CCE/CICP designations (preferred). Excellent communication skills a "must" to succeed at this position. International credit experience (preferred). Banking and loan approval experience (preferred). SAP experience (preferred). Ability to build and maintain strong internal and external relationships. Strong analytical skills with the ability to interpret financial statements and assess credit risk. Ability to manage competing priorities while supporting multiple territories as needed. Compensation & Benefits: The salary range for this role, in Loveland, CO is between $79,100 - $135,500 and in Chicago, IL is between $75,300 - $129,000.While we provide this range as general guidance, several factors are taken into consideration when making compensation decisions including, but not limited to, candidate skill set, experience and training, licensure and certifications, work location, and other business and organizational needs. Actual salary and benefits may differ based upon location. We provide an attractive benefits package that includes comprehensive medical, dental, vision coverage, and life insurance and well as disability coverage for positions working more than 30 hours per week. In addition, we have a retirement program that encourages our employees to save for the longer term, with generous matching employer contributions. Our benefit package also demonstrates our culture of care with paid vacation, sick days and holidays as well as paid personal and maternity/parental leaves and an Employee and Family Assistance Program. Details of the benefits package will be shared in the application process. In addition to base pay, this role is also eligible to participate in our annual incentive plan, consistent with the terms of our program(s) where discretionary pay out of awards is reflecting components such as performance of the company and the employee. Details will be discussed through the application process. This information is provided in compliance with applicable state equal pay and pay equity legislation and is the company's good faith and reasonable estimate of the compensation range and benefits offered for this position. The compensation offered to the successful applicant may vary based on factors including experience, skills, education, location, and other job-related reasons. Nutrien also makes internal equity a consideration in all pay decisions. Ready to make an impact with us? Apply today! The estimated salary that Indeed, Glassdoor and LinkedIn lists does not represent Nutrien's compensation structure. Nutrien is an equal opportunity employer.We evaluate qualified applicants without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories. This job will remain posted until filled. In accordance with Nutrien policies, you will be required to undergo a background check, and may be required to undergo a substance test. While we appreciate all applications we receive, only candidates under consideration will be contacted. Applicants must meet minimum age requirements, as permitted by law. Our Recruitment Process: Application > Resume Review > Pre-screen/Interview > Offer > Pre-Employment Conditions > Welcome to Nutrien To stay connected to us and for the latest job postings and news, follow us on: LinkedIn, Facebook, Instagram, and X.