Commercial Mortgage Loan Closer - Cincinnati, OH

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Investments

Full-time

Job Description
Provide commercial loan closing and administrative support to the Commercial Mortgage and Real Estate group and ensure that all deadlines are met, documentation is accurate, and funding occurs as scheduled.

This is a hybrid role working partially in-office (Lincoln, NE or Cincinnati, OH) and partially from home.

What you do:

• Manage the closing process on assigned commercial mortgage loans through collaboration and coordination with internal and external business partners which include but are not limited to the loan producers, internal and external legal counsel, mortgage banking firms, and title companies.
• Perform closing functions in accordance with policies and procedures.
• Collaborate with in-house counsel to resolve certain legal matters and satisfy legal requirements and Federal Home Loan Bank loan pledging requirements.
• Collaborate with the production team to ensure all business-related items are completed and documented per requirements in loan commitment, loan documentation and compliant with company policy. Review and approve all required insurance coverages, tax payment status, escrow analysis, and zoning.
• Review and approve closing settlement statements, escrow instructions and other documentation as required. Calculate per diem interest and fees, and confirm the amounts collected are correct.
• Initiate wire requests for loan proceeds and the return of good faith deposits. Coordinate with treasury, title companies and other related parties to ensure the accurate funding of the loans and wires have been sent and received.
• Maintain electronic mortgage loan files. Update the portfolio management system accordingly with loan closing data. Communicate with the Post-Closing team on loan handoff requirements and loan particulars to ensure accurate loan boarding into the portfolio management system.
• Assist in revising policies and procedures, and correspondent guidelines as needed.
• Assist with internal compliance and external compliance audits as needed.
• Assist with system upgrades as needed.
• Assist in special projects as needed.
• Stay current on industry regulations and offer recommendations to implement accordingly.

What you bring:

• Associate's degree or equivalent combination of experience required. Educational majors including business, real estate, law or related areas are desired.
• 0-2 years of experience in commercial real estate loan servicing, closing, or analysis required.
• Ability to analyze, interpret and utilize significant data to make sound business decisions in a timely manner required.
• Working knowledge of Microsoft Office and modern web based applications required.
• Excellent written and oral communication, reasoning, analytical, and time management skills required.
• Ability to operate independently and execute independent judgment required.

What we offer:

A meaningful mission. Great benefits. A vibrant culture
Ameritas is an insurance, financial services and employee benefits provider Our purpose is fulfilling life. It means helping all kinds of people, at every age and stage, get more out of life.
At Ameritas, you'll find energizing work challenges. Flexible hybrid work options. Time for family and community. But dig deeper. Benefits at Ameritas cover things you expect -- and things you don't:

Ameritas Benefits
For your money:
* 401(k) Retirement Plan with company match and quarterly contribution.
* Tuition Reimbursement and Assistance.
* Incentive Program Bonuses.
* Competitive Pay.

For your time:
* Flexible Hybrid work.
* Thrive Days - Personal time off.
* Paid time off (PTO).

For your health and well-being:
* Health Benefits: Medical, Dental, Vision.
* Health Savings Account (HSA) with employer contribution.
* Well-being programs with financial rewards.
* Employee assistance program (EAP).

For your professional growth:
* Professional development programs.
* Leadership development programs.
* Employee resource groups.
* StrengthsFinder Program.

For your community:
* Matching donations program.
* Paid volunteer time- 8 hours per month.

For your family:
* Generous paid maternity leave and paternity leave.
* Fertility, surrogacy, and adoption assistance.
* Backup child, elder and pet care support.

An Equal Opportunity Employer

Ameritas has a reputation as a company that cares, and because everyone should feel safe bringing their authentic, whole self to work, we're committed to an inclusive culture and diverse workplace, enriched by our individual differences. We are an Equal Opportunity/Affirmative Action Employer that hires based on qualifications, positive attitude, and exemplary work ethic, regardless of sex, race, color, national origin, religion, age, disability, veteran status, genetic information, marital status, sexual orientation, gender identity or any other characteristic protected by law.

Application Deadline

This position will be open for a minimum of 3 business days or until filled.

This position is not open to individuals who are temporarily authorized to work in the U.S.

The pay range posted reflects a nationwide minimum to maximum covering all potential locations where the position may be filled. The final determination on pay for any position will be based on multiple factors including role, career level, work location, skill set, and candidate level of experience to ensure pay equity within the organization. This position will be eligible to participate in our comprehensive benefits package (see above for details). This position will be eligible to participate in our Short-Term Incentive Plan with the annual target defined by the plan.

Pay Range Pay Range

The estimated pay range for this job. Disclosing pay information promotes competitive and equitable pay.

The actual pay rate will depend on the person's qualifications and experience.

$21.53 - $34.45 / hour

Pay transparency is rooted in principles of fairness, equity, and accountability within the workplace. Sharing pay ranges for job postings is one way Ameritas shows our commitment to equitable compensation practices.