Residential Construction Banking - Mortgage, Construction, Specialty Client Banker

It starts with our culture...

Common sense has never been common.

If it were, the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. And banks would only sell you what you need. At NBH Bank, we look beyond the numbers to understand the complexities of our client's lives to offer simple solutions.

That's the basics of Relationships. Fairness. Simplicity. When you choose our Company, you have an opportunity to make an impact beyond the walls of our buildings.

We have a long-standing commitment to Equity, Diversity, and Inclusion. Through our banking relationships, investments, grants, and volunteerism, NBH Bank supports the growth, revitalization, and sustainability of the communities we serve. These are important elements in building and sustaining a successful organization, and we strive to foster a welcoming, result-driven culture where all our associates feel empowered.

As a Mortgage, Construction, and Specialty Client Banker, you will deliver an exceptional client experience across every interaction. The primary job responsibility is to originate and grow residential construction, home equity, bridge, builder construction, and mortgage relationships, partnering with Senior Construction and Mortgage Bankers and other business lines on referrals. You will also deliver a full range of business banking solutions focused on loan and deposit products, with a holistic goal of earning 100% of the client's business. The target credit relationship size will be $500,000-$10,000,000. Additional job responsibilities will be to partner with and support senior Private and Specialty Bankers with loan and deposit opportunities and to refer consumer, small business, and commercial opportunities to appropriate team members.

Responsibilities include cross-selling and referring cash management and treasury solutions, coordinating with internal partners to deliver a full suite of loan and deposit products, and providing guidance to residential construction and small business clients. You are expected to achieve specific individual and departmental quarterly and annual sales and service goals and manage your credit portfolio to organizational standards (e.g. financial reporting, growth planning, and delinquency follow-up). You will guide clients through the full loan lifecycle from the initial meetings through loan closing, ensuring an excellent client experience throughout.

Additionally, you will proactively engage current and prospective clients to develop and maintain partner relationships and maximize sales opportunities to achieve sales standards. You will expand a COI referral network, research market trends that impact clients' business, and identify opportunities to deliver the right financial solutions.

You will also maintain an active prospect pipeline, review activity routinely with your Manager, and partner with Private and Specialty Client Bankers to grow loans and deposits in a safe and sound manner while supporting the delivery of a full range of loan and deposit products.

You will represent the bank in the community as time permits such as serving on community boards and attending community functions. You will also protect all client and bank information and follow all privacy/information policy, compliance, security, and applicable state and federal requirements while building strong relationships and treating others with respect.

All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.

Minimum Requirements: To be considered for this position, you must possess the following qualifications.

• Bachelor's degree in business administrations or equivalent combination of education and work experience.
• Minimum 5 years progressive residential construction and mortgage banking including experience in both Portfolio and Secondary Market mortgages.
• Minimum 5 years of successful mortgage, construction, and consumer lending.
• Minimum 5 years banking experience.

Desired Qualifications: To be considered an ideal candidate, you should possess some of the following qualifications:

• Master's degree or equivalent combination of education and work experience.
• Experience in consumer compliance requirements and mortgage lending.
• Minimum 7 years of banking experience.
• Completion of a bank training or formal credit training program.

Skills and Abilities: Below is a general list of desired skills and abilities; this is not an exhaustive list.

• Strong credit background with ability to analyze financial statements, underwrite loans, and prepare loan presentations for approval by credit approval officers.
• Strong oral and written communication skills with the ability to clearly and concisely articulate issues.
• Ability to think creatively and meet challenges with resourcefulness.
• Strong interpersonal skills with the ability to build peer and/or team cohesiveness.
• Ability to work effectively in a collaborative environment.
• Ability to prioritize competing demands and effectively manage multiple tasks and/or projects.
• Ability to make sounds and timely decisions, to consistent deliver on commitments and assume responsibility for results.
• Strong client service skills with the ability to interact in a professional manner with both internal and external clients.
• Carries one's self in a professional manner both inside and outside the bank, representing the bank in a professional manner at all times.
• Proficient in MS office applications which include Outlook, Word, Excel and PowerPoint.

Work Environment:

We are a culture that believes that people are our greatest asset and are at the heart of everything we do. We take pride in bringing clarity and simplicity to our associates (employees) and clients. Our decisions are made efficiently, fairly, and locally. Our success is directly tied to the communities we serve. It is equally important for us to look through the lens of our applicants and associates to identify their individual needs. As such, we want to share the following:

• Office setting with traditional hours.
• Must be able to work at a rapid pace for long periods of time (typically no longer than 8 hours).
• Must be able to travel - estimated at 25% to 50% of the time.

Benefits:

In addition to your financial compensation, we also offer a generous benefits package that includes medical, dental, vision, critical illness, accident and hospital indemnity insurance, company paid life insurance, parental benefits, 401k, an associate stock purchase program, paid time off, education reimbursement, and associate banking perks. For more information about the benefits offered click here.

If this is what you believe in, then you're definitely right for us. Consider making an investment in us, so that we may invest in you and your bright future.

The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to perform any essential job function, should contact Human Resources.
The Bank's policy is to provide equal opportunity to all people without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity or any other legally protected category. The Bank is proud to be a drug-free workplace.

Colorado Residents: In any materials you submit, you may redact or remove age-identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information.
Selected candidate(s) for hire must complete the following prior to employment: a criminal history report, global screen, drug screen, employment credit report and if applicable, a driving record. Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.