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WHAT YOU'LL DO:
The Home Mortgage division is focused on the fast-paced and highly-regulated home mortgage market. Loans originated in this division are originated and underwritten to national standards established by divisions of the federal government (e.g. USDA, VA, and FHA), government-sponsored enterprises (e.g. FNMA and FHLMC) and large institutional investors. This position is responsible for underwriting residential mortgage loans to ensure compliance with TruStone and investor standards, including Fannie Mae, Freddie Mac, FHA and VA. The underwriter focuses on the credit and collateral evaluation to insure the member's ability to repay the loan. WHAT YOU'LL BRING:
Availability to work 40 hours per week Monday through Friday between the hours of 8:00am - 4:30pm at our Burnsville or Plymouth Office locations; non-exempt. In addition:
- Bachelor's degree, preferably in Business, Finance or a related field, or equivalent work experience.
- 2+ years of experience in the mortgage lending field.
- 2+ years of mortgage underwriting experience, preferred.
- Familiarity with review and understanding of complex income tax documentation.
- Experience in computer systems including MS Office.
- High degree of attention to detail.
- Knowledge of mortgage product and underwriting guidelines, regulatory requirements and market trends influencing lending at TruStone Financial. Proficiency and ability to correctly apply underwriting standards established by GSEs and other large institutional purchasers of loans originated by TruStone Home Mortgage.
- Superior internal and external customer service skills, interpersonal, communication and organizational skills.
- A high level of business acumen with the ability to develop strong relationships with internal customers which includes Originators, Processors and industry partners.
- Ability to identify and facilitate change in a deadline driven, highly regulated environment.
- Competency in basic math skills such as calculating interest and mortgage payments.
- Ability to work with and balance data in a variety of loan systems.
- Compliance with the Bank Secrecy Act and all its provisions.
- Ability to pass a pre-employment drug test and various background checks.
- Regular and reliable attendance at the workplace.
WHO WE ARE:
TruStone Financial is a member-owned credit union offering comprehensive, straightforward, and competitive financial solutions designed to support our members' financial health. Established in 1939 by a group of teachers, TruStone Financial has grown into Minnesota's second-largest credit union. With over 550 dedicated employees, we serve more than 200,000 members across 23 branches in Minnesota and Wisconsin. Our vision is to deliver exceptional financial experiences, and to achieve this, we need exceptional people! Join our expanding team and help us fulfill our mission to engage, educate, and inspire members toward lifelong financial well-being.
WHAT WE OFFER: The salary range for this position is $29.00 to $36.00 per hour. In addition, we offer:
- Competitive pay and incentive programs for all positions.
- Health insurance with the ability to choose which plan option is best for you - a Traditional Health Plan or Health Savings Plan.
- Affordable dental and vision insurance coverage.
- Earn 22 days of paid time off annually for full-time employees with an equivalent accrual for part-time employees - and, the longer your tenure, the more PTO you'll have to enjoy.
- 10+ paid holidays each year.
- Up to 16 hours of paid time annually to volunteer for organizations you are passionate about.
- 401(k) with 50% employer match on the first 6% you contribute - plus, after one year of service, an additional 3% safe harbor employer contribution that is immediately 100% vested regardless if you are contributing or not.
- Eligibility for profit sharing opportunities in the form of a contribution to your 401(k) account.
- Employer-paid Short Term and Long Term Disability benefits.
- Employer-provided life insurance up to 2.5x your base salary with the option to purchase additional coverage for yourself, spouse and eligible dependents.
- Reimbursement for higher education expenses of up to $5,250 per calendar year (including tuition, books and activity fees).
- Career development opportunities - including our STEP job shadow program, TruStone Academy certification courses, Mentorship Program and more.
- Special employee discounts when you join TruStone Financial as a credit union member.
- Employee activities, events, discounts, and many other great benefits and perks!
TruStone Financial Credit Union is an Affirmative Action and Equal Opportunity Employer of Protected Veterans, Individuals with Disabilities and all Protected Classes.
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TruStone Financial Credit Union
29.00 To 36.00 (USD) Annually
life insurance, vision insurance, paid time off, paid holidays, long term disability, 401(k), profit sharing
May 19, 2026