SVP, Mortgage Funding Operations

***No agencies or 3rd party Recruiters please. Thank you!***

Who we are:

Cornerstone Capital Bancorp, Inc. (CCBI) is a bank holding company that was formed in 2025 as a Texas corporation for the purpose of pursuing business opportunities in financial services and for serving as a bank holding company for Cornerstone Capital Bank, SSB (CCB). CCBI is headquartered in Houston, Texas. CCBI recently closed the acquisition of Peoples Bancorp, Inc. in March 2026 and currently has $3.8 billion in total assets and $360 million of total stockholder's equity.

On October 1, 2022, Cornerstone Home Lending, Inc. (CHL) acquired The Roscoe State Bank. Upon completion of the acquisition CHL changed its name to Cornerstone Capital Bank, SSB, as the successor organization to CHL. CHL was created in 1988 with the purpose of making a positive difference in the lives of others through the platform of home lending. Over three decades and over 700,000 satisfied families later, we are humbled to be a premier national lender with the highest ratings for customer service and team member satisfaction. Through helping our Team Members build individual legacies of service and kindness, our positive impact on others will continue to grow.

We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.

Who we are looking for:

The Head of CCB Mortgage Funding Operations will oversee a critical initiative to leverage the company's capabilities as a bank to fund Cornerstone's mortgage banking retail operations, as well as establish mortgage funding lines for its joint venture builder partners. Building scalable systems and managing risks, this role requires hands-on mortgage funding and warehouse lending experience to seamlessly integrate short-term credit facilities, ensuring maximum liquidity and lowest funding costs.

The ideal candidate combines deep mortgage funding expertise with strong leadership, financial acumen, and operational discipline. This person must be equally comfortable managing daily execution and contributing to strategic decisions that drive growth, profitability, and risk management. You will be responsible for management and oversight of the group's P&L, the CCB mortgage funding operations, regulatory responsibility, and operational excellence. You'll be a senior manager and accountable for the business to the mortgage division, executive leadership, and our board of directors.

Key Responsibilities:

• Warehouse Line Management: Monitoring daily borrowings, advance rates, curtailment schedules, and collateral eligibility to maintain strict adherence to credit agreements.
• Funding Operations: Reviewing wires, closing docs, and authorizing the release of funds to title/settlement agents.
• Loan Delivery & Sale: Coordinating closely with Capital Markets on the gestation and sale of loans to secondary market investors or GSEs (Fannie Mae/Freddie Mac) to clear warehouse lines quickly.
• System Optimization: Evaluate a Warehouse Management System that integrates with Phoenix Core, LV365, the new batch wire system, and the Data Warehouse. Develop and execute a phased rollout plan for CCB mortgage funding, including staffing, gating criteria, and pilot testing with select ABA partners and CHL.

What you'll need to be successful:

• This position requires a Bachelor's degree in Finance, Accounting, Business, or related field.
• This position requires 10-15+ years of experience in warehouse lending, correspondent lending, mortgage banking, or specialty finance.
• Proven leadership experience managing operations and financial performance.
• Strong knowledge of warehouse lending structures, collateral management, treasury, and regulatory requirements.
• Experience with warehouse lending platforms such as OptiFunder Greyhound, ProMerit/WLS, or similar systems.
• Excellent leadership, communication, and analytical skills. Warehouse lending platforms and core systems that track line availability, collateral pooling, and document custody (e.g., ProMerit, Greyhound by OptiFunder).
• Loan Origination Systems (LOS): Processing and underwriting systems where the loan originates (e.g., Empower, Loan Vision, Black Knight).
• Document Management & Custody: Systems used to track and ship physical or eNotes (e.g., MERS integrations, DocMagic, eSignSystems).

What we offer:

Because we recognize and reward hard work, we offer a competitive salary, Medical, Dental, Vision, , Accidental Death, Long-Term Disability, Short-Term Disability, FSA, HSA, 401K, Basic Life, Voluntary Life, and Paid Parental Leave benefits, as well as the opportunity for a performance based bonus based on position and department.

What to do next:

If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're a part of our Cornerstone team, we'll continue to invest in you as a valuable asset to our company. As many of our team members can tell you, there's something special about working at Cornerstone.