Risk Investigation Representative 1

Position Title:Risk Investigation Representative 1

Business Unit:Risk Management

Reports to:Varies by Assignment

Position Overview:

This position has a critical role in ensuring the integrity and security of the bank's operations.Responsibilities include investigating suspicious activities, analyzing risks and recommending appropriate actions to mitigate potential threats to the bank.

Primary Responsibilities:

Conducts thorough investigations into cases under $5,000, including but not limited to potential fraud, money laundering and compliance breaches. Ensures all cases determined to exceed the threshold for potential SAR review and filing are escalated to investigators as necessary.

Monitors transactions and account activities to identify potential risks and suspicious behavior and conduct thorough review and analysis of alerts generated by internal monitoring systems and escalate findings to investigators or management as necessary.

Prepares detailed investigative reports documenting findings, analysis, and recommendations. Ensures all documentation is accurate, timely and compliant with regulatory standards.

Works closely with other departments such as Compliance, Legal and Operations to share findings, obtain additional information and escalate issues as needed.

Stays informed about regulatory requirements and changes affecting the banking industry.Ensures investigations and reporting adhere to all relevant laws, regulations and internal policies.

Serves as a liaison between the Bank and other financial institutions as well as law enforcement agencies to assist with investigations and prevent or recover potential losses.

Performs other related duties and projects as assigned.

All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:

High School or GED

Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:

1

Skills Required to Perform the Primary Responsibilities of this Position:

Excellent communication skills, both written and verbal

Excellent organizational, analytical and interpersonal skills

Detail-oriented

MS Word - Intermediate Level

MS Excel - Intermediate Level

Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:

CFCI preferred but not required

Physical Requirements or Work Conditions Beyond Traditional Office Work:

N/A

Equal Employment Opportunity (EEO):

It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.

FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.