Credit Specialist

CREDIT SPECIALIST
The Credit Specialist will monitor, interpret, and analyze independent and third-party financial data.
The Credit Specialists will be able to accurately interpret the financial statement data and provide an opinion supporting, recommending, and approving appropriate credit limit decisions based on the business' pre-existing guidelines. This role requires analytical skills, attention to detail, and knowledge of financial statement analysis. This expertise will help the team make informed decisions regarding credit approvals and customer credit limits.
Essential Functions
Ability to review credit applications and complete credit investigations to grant credit and establish limits based on thresholds
Create new customers in ERP
Perform analysis of Dun & Bradstreet credit report profiles to analyst payment trends and overall business viability
Prepare and present complete credit packages for management
Ensure accurate customer account records by updating customers file with limit changes, terms and all related collection fields
Complete annual account reviews and limit increases/decreases
Monitor changes in financial reporting from Dun & Bradstreet
Build and maintain spreadsheets and dashboard for credit approval tracking and other projects
Responsible for reviewing and release holds due to credit limits and overdue amounts
Identify and communicate root cause for delinquency
Complete weekly reporting for holds and releases to Manager
Light collections to resolve credit releases
Answer customer and field questions regarding account status
Responsible for inactive customer base documentation and escalation for outside collections
Communicate professionally and effectively
Data entry
Ability to navigate and use multiple databases
Maintain active follow up on files/pipeline
Performs other duties as assigned
Comply with all policies and standards

PHYSICAL DEMANDS/WORKING CONDITIONS
Stationary Position - Constantly
Move/Traverse - Frequently
Stationary Position/Seated - Constantly
Transport/Lifting
Transport/Carrying - Rarely
Exerting Force/Pushing - Rarely
Exerting Force/Pulling - Rarely
Ascend/Descend - Rarely
Balancing - Rarely
Position Self/Stooping - Rarely
Position Self/Kneeling - Rarely
Position Self/Crouching - Rarely
Position Self/Crawling - Rarely
Reaching - Rarely
Handling - Rarely
Grasping - Rarely
Feeling - Rarely
Communicate/Talking - Constantly
Communicate/Hearing - Constantly
Repetitive Motions - Constantly
Coordination - Rarely

pay rate $25.00 per hour

The Company is an Equal Opportunity Employer that complies with the laws and regulations set forth under EEOC. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. EOE AA M/F/VET/Disability