Property Field Adjuster - Butler, PA

Property Field Adjuster - Butler, PA

Own the Claim. Lead in the Field.

When property damage happens, homeowners need someone who can assess the situation, explain what comes next, and help move their claim toward resolution.

Join American Modern Insurance Group as a Property Field Adjuster serving the Butler, Pennsylvania area. You will manage residential property claims from first notice of loss through resolution while providing clear, compassionate service when customers need it most.

American Modern Insurance Group, a Munich Re company, is a recognized leader in specialty insurance for residential properties, including manufactured homes and specialty dwellings. As a Property Field Adjuster, you will investigate residential property claims, inspect damage, develop estimates, and guide homeowners through the claims process from start to finish.

Join American Modern Insurance Group, a Munich Re company, as a Property Field Adjuster, where you will manage claims end-to-end and support customers when it matters most.

What You'll Do

• Own residential property claims from first notice of loss through final resolution.
• Conduct on-site inspections to evaluate property damage, determine the scope of loss, and document your findings.
• Review policy information and conduct thorough investigations to make timely, well-supported coverage decisions.
• Prepare accurate repair estimates using Cotality.
• Communicate directly with homeowners throughout the claim, clearly explaining findings, coverage decisions, and next steps.
• Review contractor estimates and professionally negotiate repair costs, scope differences, and supplemental claim requests.
• Work with homeowners, contractors, agents, vendors, and internal partners to resolve claims efficiently.
• Maintain complete, accurate, and timely claim documentation.
• Manage multiple active claims, inspections, follow-ups, and deadlines.
• Participate in catastrophe duty as needed. CAT assignments may occur throughout the United States and can last up to four weeks.

What You Bring

• Property claims adjusting, construction, restoration, estimating, or related experience.
• Experience inspecting property damage and determining the appropriate scope of repairs.
• Knowledge of residential construction, including manufactured and mobile homes.
• Experience using a property estimating platform such as Cotality, Xactimate, or Symbility.
• Ability to review contractor estimates and negotiate repair scopes, pricing differences, and supplemental requests.
• Strong customer service and communication skills, particularly when working with homeowners during stressful situations.
• Sound judgment and the ability to make timely, well-supported claim decisions.
• Strong organization and time-management skills, with the ability to manage an active field-based claims inventory.
• Comfort using mobile technology and claim-management systems in the field.
• Valid driver's license and acceptable driving record.
• Ability to safely perform the physical requirements associated with property inspections.
• Applicants requiring employer sponsorship of a visa will not be considered for this position.

Location and Travel

This is a field-based position serving Butler, Pennsylvania, and the surrounding territory. Candidates must live within a reasonable driving distance of the assigned territory and be available for regular local travel.

The position also participates in catastrophe response. CAT assignments may take place anywhere in the United States and can last up to four weeks.

What We Offer

We are proud to offer our employees, their domestic partners, and their children, a wide range of insurance benefits:

• Two options for your health insurance plan (PPO or High Deductible).
• Prescription drug coverage (included in your health insurance plan).
• Vision and dental insurance plans.
• Additional insurance coverages provided at no cost to you, such as basic life insurance equal to 1x annual salary and AD&D coverage that is equal to 1x annual salary.
• Short and Long Term Disability coverage.
• Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse/domestic partner and children).
• Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity).

In addition to the above insurance offerings, our employees also enjoy:

• A robust 401(k) plan with up to a 5% employer match
• A retirement savings plan that is 100% company funded.
• Company car
• Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries.
• Eligibility to receive a yearly bonus as a Munich Re employee.
• A variety of health and wellness programs provided at no cost.
• Paid time off for eligible family care needs.
• Tuition assistance and educational achievement bonuses.
• A corporate matching gifts program that further enhances your charitable donation.
• Paid time off to volunteer in your community.

The base salary range anticipated for this position is $60,000 - $85,000, plus opportunity for company bonus based upon a percentage of eligible pay. In addition, the company makes available a variety of benefits to employees, including health insurance coverage, an employee wellness program, life and disability insurance, 401k match, retirement savings plan, paid holidays and paid time off (PTO).

The salary estimate is adjusted to reflect the varying market conditions across different locations. Factors that may be used to determine your actual salary include your specific skills, how many years of experience you have and comparison to other employees already in this role. Most candidates will start in the bottom half of the range.

At American Modern, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit for talent with a focus on providing our customers the most innovative products and services.

We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.