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Remote

Life Underwriting Sr Specialist - Remote

Northwestern Mutual
life insurance
United States, Wisconsin
Oct 26, 2024
At Northwestern Mutual, we are strong, innovative and growing. We invest in our people. We care and make a positive difference.

Life Insurance Signature / Authority Limits

1M Signature / 5M Authority.

  • PLEASE NOTE: ONLY APPLICANTS WITH INDIVIDUAL LIFE UNDERWRITING EXPERIENCE WILL BE CONSIDERED FOR THIS ROLE.

Job Summary

Builds relationships with Financial Advisors and internal partners. Develops the skills necessary to successfully underwrite Life, Disability, and/or Long-term Care insurance policies in an inclusive and fast-paced environment ensuring all quality, service and production goals are met.

Primary Duties & Responsibilities:

Field & Client Experience

  • Responsible for credible and effectiverelations and communication with field and customer to include responding to case appeals/inquiries and assists with placing business.

  • Provides guidance and assistance to the Northwestern MutualFinancial Network and Financial Representatives regardingcase underwriting and risk appraisal

  • Responsible for prescreen inquiries.

Underwriting

  • Responsible for the analysis and appraisal of a broad range of insuranceapplications; approves, classifies, or declines applications for various ages andpolicy amounts with guidance, as needed.

  • Independently reviews applications and adheres to underwritingstandards and demonstrates an intermediate level of experience with NM product types and changes.

  • Develops and demonstrates change agility while maintaining mortality and morbidity expectations.

  • Demonstrates continuous learning through the early adoption of new ways of underwriting.

  • Develops proficiency with Reinsurance programs and determining where to best place a case.

  • Underwrites applications, maintaining industry-leading mortality and morbiditygiving the best possible offer that can be made. Provides active case andrequirement management and provides customized service with guidance.

  • Communicates & negotiates with FieldPartners to explain modified or declined decisions& assist in policy placement.

  • Develops proficiency in financial, medical, and lay underwriting assessments and provides innovations solutions to keep Northwestern Mutual as the choice of our customers.

  • Actively utilizes the most effective means to obtainthe necessary information, including digital health data, Internetsearches, direct contact with the insured, andcommunication with third party advisors(Accountants, Attorneys,etc.) with limited guidance.

  • Discusses cases with peer reviewers with medical and technical staff,as needed.

  • Understands and meets all quality, service, andproduction goals.

  • Solves issues & escalations, with guidance as needed.

  • Partners with Underwriting Support for case management

Cross-functional leadership

  • May serve as underwriting representative for improvement inproduct process w/collaboration w/functional partners.Participates in other projects as needed.

Qualifications

  • A bachelor's degree or equivalent combination of education and experience is preferred.

  • 1.5 years of traditional underwriting experience.

  • Analytical skills with the ability to make independent decisions and apply sound judgment in the application of rules.

  • Excellent written and oral communication skills with the ability to handle confidential information, and exercise tact, diplomacy, and resourcefulness.

  • Proficient in computer skills and using various software packages.

  • Ability to work accurately while maintaining speed and flexibility in a team and independent production environment.

  • Highly organized with the ability to establish priorities and meet deadlines.

  • Displays agility to manage multiple tasks and adapt in a changing work environment.

  • #LI-Remote or LI-Hybrid

Compensation Range:

Pay Range - Start:

$59,150.00

Pay Range - End:

$109,850.00

Northwestern Mutual pays on a geographic-specific salary structure and placement in the salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity as well as the cost of labor in the market; and other conditions of employment. At Northwestern Mutual, it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. Please note that the salary range listed in the posting is the standard pay structure. Positions in certain locations (such as California) may provide an increase on the standard pay structure based on the location. Please click here for additiona l information relating to location-based pay structures.

Grow your career with a best-in-class company that puts our client's interests at the center of all we do. Get started now!

We are an equal opportunity/affirmative action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, gender identity or expression, sexual orientation, national origin, disability, age or status as a protected veteran, or any other characteristic protected by law.

If you work or would be working in California, Colorado, New York City, Washington or outside of a Corporate location, please click here for information pertaining to compensation and benefits.


FIND YOUR FUTURE

We're excited about the potential people bring to Northwestern Mutual. You can grow your career here while enjoying first-class perks, benefits, and commitment to diversity and inclusion.



  • Flexible work schedules
  • Concierge service
  • Comprehensive benefits
  • Employee resource groups
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