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Benefits Specialist

Job Summary

Responsible for overseeing and administering the employee benefits program at a company. Specializes in health insurance and retirement plans.

Primary Responsibilities

  • Design and implement benefits program.
  • Perform research to ascertain the best program to suit a company's structure, function, and size.
  • Analyze complex benefit plans.
  • Negotiate programs.
  • Analyze defined benefit pension plans and defined contribution plans, such as 401(k) or thrift savings plans and profit sharing or stock ownership plans.
  • Devise programs that include some of all of the following: medical, dental, and vision insurance and protection against catastrophic illness.
  • Develop employee life and accidental death and dismemberment insurance and disability insurance.
  • Design other benefit programs that such as parental leave, long-term nursing or home care insurance, wellness programs, and flexible benefits plans.
  • Stay current on changing Federal and State regulations and legislation that may affect employee benefits.
  • Integrate newer programs that deal with mental and physical health, such as employee assistance, obesity, and smoking cessation.
  • Give employees literature on available plans on pricing structure.
  • Answer benefits questions.
  • Inform employees of deadlines regarding signing up for benefits.